It's worth the 8 minutes to watch Conversations With A Mortgage Lender... 

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People often inquire about interest rates, and while they're not fully in our control, some factors are. Join me for a conversation with mortgage lender Ritchie as we dive into what's in your control, the preapproval process, and more. Throughout the video (especially in the middle and toward the end), Ritchie shares some must-know facts that EVERYONE should understand before working with a lender.

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